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Small, medium and large businesses

TERMS

Guarantee size

up to 50% of loan amount

Loan term

not longer than loan term

Maximum amount

up to 3,5 billion tenge

Purpose of loan

Investments, replenishment of working capital, refinancing

Program participants

Program benefits

Support

Assistance from our recruitment managers in preparing documents

Convenience

Apply for a guarantee online without leaving at home

Speed

The shortest time for consideration of applications from entrepreneurs by the Damu Fund

Reliability

They trust us. Over 62,000 entrepreneurial projects guaranteed

Participants:

Subjects of small, medium and large enterprises

Maximum guarantee amount:

up to 50% of the loan

Maximum loan amount:

Max – 3.5 billion tenge

Industry:

Priority sectors of the economy

Purpose of lending:

1. Investments

2. Replenishment of working capital

3. Refinancing

Financial leasing:

the amount of the leased asset is no more than 1 billion tenge, the amount of the guarantee cannot exceed 50% of the leased asset value

Loan rate:

Remuneration base rate, established by the National Bank of the Republic of Kazakhstan and increased up to 5%

Value of the guarantee:

with the total amount of guarantees not exceeding 500 million tenge - free for entrepreneurs;

with the total amount of guarantees exceeding 500 million tenge, the entrepreneur pays a commission to the financial agency, the amount is determined by the financial agency

Maximum guarantee period:

no more than the loan term

Securing a loan, the collateral value of the loan amount:

Up to 50%

Own participation in the Project for loans over 500 million tenge:

Min  10% of the total cost of the project

provided with own funds (money, movable property/ real estate)

Counter obligations

incoming - positive dynamics in tax deductions and (or) growth of the wage fund and (or) income growth over the last 2 years before filing an application - does not apply to private equity ventures whose registration period is less than 3 (three) years;

outgoing – 1) after 2 years for investment projects, an increase in taxes, payroll, jobs by 10% from the date of the decision of the financial agency. 2) small businesses with amounts over 3 billion tenge switch to medium-sized businesses after 3 years.



List of economic activities in manufacturing, electricity, gas, steam and air conditioning

Item No.

Name of the group of economic activities

Name from the General Classifier of Economic Activities

General Classifier of Economic Activities

1

2

3

4

Section  C             Manufacturing industry 1

1

Processing and preserving of meat and production of meat products

Processing and preserving of meat

10.11

Processing and preserving of poultry meat

10.12

Production of meat and poultry products

10.13

2

Processing and preserving of fish, crustaceans and mollusks

Processing and preserving of fish, crustaceans and mollusks

10.20

3

Processing and preserving of fruits and vegetables

Processing and preserving of potatoes

10.31

Production of fruit and vegetable juices

10.32

Other types of processing and preserving of fruits and vegetables

10.39

4

Production of vegetable and animal oils and fats

Production of oils and fats

10.41

Production of margarine and similar edible fats

10.42

5

Dairy production

Milk processing and cheese production

10.51

Ice cream production

10.52

6

Production of flour and cereal products, starch and starch products

Production of flour and cereal products

10.61

Production of starch and starch products

10.62

7

Production of bakery, pasta and flour confectionery products

Production of bakery and flour confectionery products of short shelf life

10.71

Production of rusks and cookies, flour confectionery products with long shelf life

10.72

Production of pasta

10.73

8

Production of other food products

Production other food products

10.8

9

Production of finished animal feed

Production of finished animal feed

10.9

10

Beverage production

Malt production

11.06

Production of soft drinks, mineral waters and other bottled waters

11.07

11

Textile production

Textile production

align="center"> 13

12

Manufacture of clothing

Manufacture of clothing, except fur clothing

14.1

Manufacture of knitted and hosiery clothing

14.3

13

Production of leather and related products

Tanning and dressing of leather; production of travel accessories, saddlery; dressing and dyeing of fur

15.1

Shoe production

15.20

14

Production of wooden and cork products, except furniture; production of straw products and plaiting materials

Sawmilling and planing production

16.1

Production of wood, cork, straw and plaiting materials

16.2

15

Production of paper and paper products

Production of paper and paper products

17

16

Printing activities and reproduction of recorded information carriers

Printing activities and provision of services in this area

18.1

17

Production of coke and petroleum products

Production of products oil refining, peat and coal briquettes

19.20

18

Manufacture of chemical products

Manufacture of basic chemicals, fertilizers and nitrogen compounds, plastics and synthetic rubber in primary forms

20.12

Manufacture of pesticides and other agrochemical products

20.20

Production of paints, varnishes and similar coatings, printing ink and mastics

20.30

Production of soap, detergents, cleaning, polishing, perfumery and cosmetic products

20.4

Production of matches

20.51.2

Glue production

20.52

Essential oil production

20.53

Photographic materials production

20.59.1

Production of gelatin

20.59.2

Production of materials used in finishing textiles

20.59.3

Production of carbon black, carbon nanotubes, nanofibers and other carbon nanomaterials

20.59.4

Production of other chemical products

20.59.9

Production of artificial and synthetic fibers

20.60

19

Production of basic pharmaceuticals products and pharmaceuticals

Production of basic pharmaceuticals

21.10

Production of pharmaceuticals and medical materials

21.20

20

Production of rubber and plastic products

Production of rubber products

22.1

Manufacture of plastic products

22.2

21

Manufacture of other non-metallic mineral products

Manufacture of glass and glass products

23.1

Production of refractory products

23.2

Production of clay building materials

23.3

Production of other porcelain and ceramic products

23.4

Production of cement, lime and building plaster

23.5

Production of concrete, cement and building plaster products

23.6

Cutting, processing and finishing of stone

23.70

Production of abrasive products and other non-metallic mineral products

23.9

22

Metallurgical production

Metallurgical production

243

23

Manufacture of finished metal products, except machinery and equipment

Manufacture of metal doors and windows

25.12

Production of radiators and central heating boilers

25.21

Forging, pressing, stamping, profiling of metal; powder metallurgy

25.5

Metal processing and coating; main technological processes of mechanical engineering

25.6

Production of cutlery, tools and hardware

25.7

Production of other finished metal products

25.94

24

Computer and peripheral equipment manufacturing

Computer, electronic and optical equipment manufacturing

265

25

Electrical equipment manufacturing

Electrical equipment manufacturing

Electrical equipment manufacturing

27

26

Manufacture of machinery and equipment not included in other groups

Manufacture of hydraulic and pneumatic equipment

28.12

Manufacture of other taps, valves and valves

28.14

Manufacture of elevators

28.22.4

Manufacture of office machinery and equipment (except computers and peripheral equipment)

28.23

Manufacture of hand-held power tools

28.24

Manufacture of industrial refrigeration and ventilation equipment equipment

28.25

Manufacture of other general-purpose machinery and equipment, not included in other groups

28.29

Manufacture of agricultural machinery

28.30.2

27

Manufacture of motor vehicles, trailers and semi-trailers

Automobile production

29.1

Automobile body production

29.20.1

Automobile parts and accessories production

29.3

28

Manufacture of other transport vehicles

Manufacture of railway locomotives and rolling stock

30.20

Manufacture of transport vehicles not included in other groups

30.9

29

Manufacture of furniture

Manufacture of furniture

31

30

Other Finished Goods Manufacturing

Other Finished Goods Manufacturing

32

Section D                  Electricity, Gas, Steam, Hot Water and Air Conditioning Supply

31

Electricity Generation

Hydroelectric Power Generation

35.11.2

Wind Power Generation

35.11.4

Production of electricity by solar power plants

11/35/5

Production of electricity by other power plants

11/35/9

Notes:

1 Production including: kefir, uncanned condensed milk, flour, glucose-fructose syrup, buckwheat, also processing and canning of potatoes, with the exception of industrial peeling of potatoes and production of tea and coffee.

2 Production, including: disinfectants, antiseptics.

3 With the exception of production of cast iron, steel and ferroalloys (code of the General Classifier of Types of Economic Activity (hereinafter referred to as OKED) "24.10"), processing of nuclear fuel (code OKED "24.46"), casting of cast iron (code OKED "24.51"), casting of steel (code OKED "24.52").

4 Production, including barrels, drums and other containers made of base metals (non-precious).

5 Production, including: artificial lung ventilation apparatus; other electrical and electronic equipment used for medical purposes; vibroacoustic devices; medical bracelets; patient monitors; telecardiographs; dialyzers.

List of economic activities in the mining
industry and services

Item No.

Name of the group of economic activities

Name from the General Classifier of Economic Activities

General Classifier of Economic Activities

1

2

3

4

Section B    Mining and quarrying

1

Coal beneficiation

Coal beneficiation coal

05.10.31

2

Salt mining

Salt mining

08.93

Section E      Water supply; sanitation; waste collection, treatment and disposal, pollution control activities

3

Water collection, treatment and distribution

Water collection, treatment and distribution

36

4

Waste collection, treatment and disposal; recycling (recovery) of materials

Collection of non-hazardous waste

38.11

Section H      Transport and warehousing

5

Land and pipeline transport activities

Other passenger land transport activities not included in other groups

49.392

6

Warehousing of goods and auxiliary transport activities

Cargo storage and auxiliary transport activities

523

Cargo storage and warehousing

52.104

Section I          Provision of accommodation and food services

7

Provision of temporary accommodation services

Provision of services by hotels and similar places of accommodation

55.105

Provision of accommodation for weekends and other short-term periods of stay

55.205

Provision of services by campsites, caravan parks and caravan sites for accommodation

55.305

Provision of services by other places of accommodation

55.906

Section J         Information and Communication

8

Computer programming, consulting and other related services

Computer programming activities

62.01

9

Information services activities

Information services activities

63

Section P          Education

10

Education

Education

857

Other education not included in other groups

85.59

Section Q     Health and Social Services

11

Health activities

Health activities

Health activities

868

Notes:

1 Extracted coal from dumps.

2 Construction of ski resorts, management of conveyors, cable cars, ski and cable lifts, if they are not included into the system of urban and intercity transportation.

3 Construction of transport transit terminals, dry ports, warehouses in the territories of the Republic of Kazakhstan bordering the People's Republic of China and the Republic of Uzbekistan.

4 Creation of wholesale distribution centers for the storage and sale of food products, construction of vegetable and fruit storage facilities.

5 Financed projects in the field of tourism are implemented on the coast of Lake Alakol (East Kazakhstan, Almaty regions), the coast of Lake Balkhash (Karaganda region), in the Bayanaul resort area (Pavlodar region), the Shchuchinsk-Borovskoy resort area (Akmola region), in the cities of Turkestan and Aktau, the Imantau-Shalkar resort area (North Kazakhstan region), the Almaty mountain cluster (Talgar, Enbekshikazakh, Uygur, Raimbek, Karasai districts of Almaty region), the state regional natural park "Medeu", the Ile-Alatau state national natural park.

6 Construction and (or) reconstruction of student and school dormitories.

7 Construction and (or) reconstruction, and (or) equipping pre-school, primary, basic and general secondary education institutions.

8 Construction and (or) repair of medical institutions, and (or) equipping medical institutions with the necessary medical equipment (computer tomograph, magnetic resonance imaging, ultrasound machine, cardiac monitor, neonatal artificial lung ventilation apparatus, artificial lung ventilation apparatus, artificial blood circulation apparatus, angiographic system, etc.), as well as construction and (or) reconstruction, and (or) equipping health resort institutions.

List of economic sectors by production

in the agro-industrial complex

Item No.

Name of the product group

Name from the general classifier of types of economic activity

General classifier of types of economic activity

1

2

3

4

Section A          &n bsp; Agriculture, forestry and fisheries

1

Growing annual or biennial crops

Growing cereals (except rice), legumes and oilseeds

01.11

Growing rice

01.12

Growing vegetables, melons, root crops and tuber crops

01.13

Growing fiber crops

01.16

Growing other annual or biennial crops

01.19

2

Growing perennial crops

Growing grapes

01.21

Growing pome and stone fruits

01.24

Growing other fruits, berries and nuts

01.25

3

Animal Husbandry

Dairy Cattle Breeding

01.41

Other Cattle and Buffalo Breeding

01.42

Horse and Other Equine Breeding

01.43

Camel and Other Camel Breeding

01.44

Sheep and goat breeding

01.45

Pig breeding

01.46

Poultry breeding

01.47

Other animal breeding

01.491

4

Activities that support the cultivation of crops and the rearing of animals, and activities that process crops

Crop processing activities

01.63

5

Fishing

Freshwater fisheries

03.12

6

Fish farming

Marine fish farming

03.21

Freshwater fish farming

03.22

Note:

1 Only projects on beekeeping, honey and beeswax production are financed.