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up to 85% of loan amount
not longer than loan term
up to 1,5 billion tenge
Investments, replenishment of working capital, refinancing
Assistance from our recruitment managers in preparing documents
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GUARANTEES for beginners |
GUARANTEES for existing |
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Participants |
Subjects of small and medium-sized business |
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Maximum guarantee amount: |
up to 85% of loan amount |
up to 50% of loan amount |
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Maximum loan amount: |
Max – 360 000 000 tenge |
Max – 1,5 billion tenge |
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Industry: |
Priority sectors of the economy |
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Purpose of lending: |
1. Investments 2. Replenishment of working capital 3. The loan amount under the project is no more than 500 million tenge with 100% replenishment of working capital (except for current loan payments and other purposes not related to the applicant’s main activity) 4. Refinancing |
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Financial leasing |
the amount of the leased asset is no more than 360 million tenge, the amount of the guarantee cannot exceed 50% of the leased asset value |
the amount of the leased asset is no more than 500 million tenge, the amount of the guarantee cannot exceed 50% of the leased asset value |
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Loan rate: |
Remuneration base rate, established by the National Bank of the Republic of Kazakhstan and increased up to 5% |
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Maximum guarantee period: |
no more than the loan term |
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Securing a loan, the collateral value of the loan amount: |
from 15% |
from 50% |
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Own participation in the Project for loans over 500 million tenge: |
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Min 10% of the total cost of the project provided with own funds (money, movable property/ real estate) |
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Counter obligations |
for investment projects including an increase in taxes, payroll or jobs increase by 10% after 2 financial years from the date of the decision of the financial agency |
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List of priority types of economic activity
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Code of the General Classifier of Types of Economic Activity |
Title |
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1 |
2 |
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Agriculture, forestry and fisheries |
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01 |
Crop and livestock production, hunting and provision of related services, with the exception of 01.11 "Growing of cereals (except rice), pulses and oilseeds" |
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03 |
Fishing and fish farming |
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Mining and quarrying |
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08.12.1 |
Development of gravel and sand quarries |
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09 |
Provision of services in the mining industry |
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Manufacturing industry |
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10 |
Food production |
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11.06 |
Malt production |
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11.07 |
Production of soft drinks, mineral waters and other bottled waters |
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13 |
Production of textiles |
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14 |
Production of clothing |
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15 |
Production of leather and related products |
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16 |
Manufacture of wood and cork products, except furniture; production of straw products and wickerwork materials |
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17 |
Production of paper and paper products |
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18 |
Printing activities and reproduction of recorded media |
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20 |
Production of chemical products |
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21 |
Production of Basic Pharmaceuticals and Pharmaceutical Preparations |
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22 |
Production of Rubber and Plastic Products |
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23 |
Production of Other Non-Metallic Mineral Products |
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24 |
Metallurgy* |
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25 |
Manufacture of fabricated metal products, except machinery and equipment |
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26 |
Manufacture of computers, electronic and optical equipment |
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27 |
Manufacture of electrical equipment |
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28 |
Manufacture of machinery and equipment not included in other groups |
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29 |
Manufacture of motor vehicles, trailers and semi-trailers |
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30 |
Manufacture of other transport vehicles |
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31 |
Manufacture of furniture |
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32 |
Manufacture of other finished products |
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33 |
Repair and installation machinery and equipment |
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Electricity, gas, steam, hot water and air conditioning supply |
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35.11.2 |
Hydroelectric power generation |
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35.11.4 |
Wind power generation |
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35.11.5 |
Power generation by solar power plants |
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11/35/9 |
Power generation by other power plants |
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Water supply; sanitation; waste collection, treatment and disposal, pollution control activities |
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38 |
Collection, treatment and disposal of waste; recycling (recovery) of materials |
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39 |
Pollution control activities and other waste management services |
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Wholesale and retail trade; repair of motor vehicles and motorcycles |
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45.2 |
Maintenance and repair of motor vehicles |
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Transport and warehousing |
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49.3 |
Other passenger land transport activities** |
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49.41 |
Freight road transport activities |
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50 |
Water transport activities |
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52 |
Cargo warehousing and auxiliary transport activities |
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53 |
Postal and courier activities*** |
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Accommodation and food services |
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55.10 |
Provision of hotels and similar accommodation facilities |
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55.20 |
Provision of accommodation for weekends and other short-term stays**** |
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55.30 |
Provision of campsites, caravan parks and caravan sites for accommodation |
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Information and communication |
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58 |
Publishing |
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59.14 |
Film screening activities |
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61 |
Telecommunications |
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62 |
Computer programming, consulting and other related services |
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Real estate transactions |
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68.20.1 |
Renting and managing own real estate***** |
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68.20.2 |
Renting (subletting) and operating leased real estate****** |
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Professional, scientific and technical activities |
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69.2 |
Activities in the field of accounting and auditing; tax consulting |
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71 |
Activities in the field of architecture, engineering surveys, technical testing and analysis |
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72 |
Scientific research and development |
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74 |
Other professional, scientific and technical activities |
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75 |
Veterinary activities |
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Education |
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85 |
Education |
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Healthcare and social services |
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86 |
Healthcare activities |
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87 |
Provision of social services with accommodation |
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88 |
Provision of social services without accommodation |
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Arts, entertainment and recreation |
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91 |
Activities of libraries, archives, museums and other activities in the field of culture |
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93 |
Activities in the field of sports, organization of recreation and entertainment******* |
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Provision of other types of services |
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95 |
Repair of computers, personal items and household goods |
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96.01 |
Washing and (dry) cleaning of textile and fur products |
*except for the production of cast iron, steel and ferroalloys (code of the General Classifier of Economic Activities (hereinafter referred to as OKED) “24.10"), nuclear fuel processing (OKED code "24.46"), cast iron casting (OKED code "24.51"), steel casting (OKED code "24.52")
** except for activities under OKED code 49.32 "Taxi activities" (except for "green" projects and projects aimed at acquiring domestic passenger cars worth no more than 10 (ten) million tenge per 1 (one) unit)
*** except for activities related to the sphere of natural monopolies
**** except for apartments, flats and residential buildings
***** this OKED provides for the lease of warehouse premises and warehouse sites
****** this OKED provides for the lease (sublease) of warehouse premises and warehouse sites sites
******* except discos and karaoke