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up to 85% of loan amount
not longer than loan term
up to 1,5 billion tenge
Investments, replenishment of working capital, refinancing
Assistance from our recruitment managers in preparing documents
Apply for a guarantee online without leaving at home
The shortest time for consideration of applications from entrepreneurs by the Damu Fund
They trust us. Over 62,000 entrepreneurial projects guaranteed
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GUARANTEES for beginners |
GUARANTEES for existing |
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Participants |
Subjects of small and medium-sized business |
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Maximum guarantee amount: |
up to 85% of loan amount |
up to 50% of loan amount |
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Maximum loan amount: |
Max – 360 000 000 tenge |
Max – 1,5 billion tenge |
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Industry: |
Priority sectors of the economy |
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Purpose of lending: |
1. Investments 2. Replenishment of working capital 3. The loan amount under the project is no more than 500 million tenge with 100% replenishment of working capital (except for current loan payments and other purposes not related to the applicant’s main activity)
4. Refinancing |
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Financial leasing |
the amount of the leased asset is no more than 360 million tenge, the amount of the guarantee cannot exceed 50% of the leased asset value |
the amount of the leased asset is no more than 500 million tenge, the amount of the guarantee cannot exceed 50% of the leased asset value |
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Loan rate: |
Remuneration base rate, established by the National Bank of the Republic of Kazakhstan and increased up to 5% |
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Maximum guarantee period: |
no more than the loan term |
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Securing a loan, the collateral value of the loan amount: |
from 15% |
from 50% |
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Own participation in the Project for loans over 500 million tenge: |
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Min 10% of the total cost of the project provided with own funds (money, movable property/ real estate) |
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Counter obligations |
for investment projects including an increase in taxes, payroll or jobs increase by 10% after 2 financial years from the date of the decision of the financial agency |
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without industry restrictions, with the exception of:
- real estate transactions (purchase, lease (sublease) of apartments/residential buildings/land plots for individual housing construction),
- purchase, lease and leasing of passenger cars (with the exception of "green" projects and projects aimed at purchasing passenger cars of domestic manufacturers worth no more than 10 (ten) million tenge per 1 (one) unit)