Guarantee fund for business support

In accordance with the President’s instructions, the Damu Fund is launching a guarantee program within the Guarantee Fund to support the real sector of the economy by expanding loan guarantee instruments.

Terms and Conditions

Amount

7 billion tenge

Guarantee size

up to 85% of the financing amount

Loan term

Funding period extended by 5 months

Purpose of funding

investments, working capital replenishment, refinancing

Guarantee Calculator

Enter the project funding amount (tenge)

What is the estimated amount of your collateral (tenge)

Calculation Results

Your collateral: 0.00 %

Fund guarantee: 0.00 %

Guarantee amount: 0.00 tenge

Annual commission: 0.00 tenge

^* Calculations are preliminary. Detailed consultation is available from managers at regional branches.

Guarantee fund - New start for your business!

Don't miss this unique opportunity! Leave a request and our specialists will contact you to tell you about all the advantages of the new guarantee program of the Damu Fund.

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Support confirmed by numbers

0

Number of supported projects

0

Amount of supported loans

0

Amount of issued guarantees

Program participants

Benefits of the Guarantee Fund

Availability of financing

Will provide wider coverage of business entities in need of financial support

Simplifying access

Simplify access for entrepreneurs to the necessary amount of financing when there is insufficient collateral

Speed

The shortest timeframes for consideration of applications from entrepreneurs by the Damu Fund. We value the time of entrepreneurs

Reliability

They trust us. More than 62,000 entrepreneurial projects have received support under the guarantee programs

Key Terms for Guarantee Provision under Guarantee Fund 1

Condition	Description
Participants	Private business entities
Funding Amount	Does not exceed 7 billion tenge
Maximum Guarantee Amount	Up to 85% of the funding amount, inclusive, but no more than 3.5 billion tenge
Guarantee Term	Funding period extended by 5 months
Funding Purpose	Investments, working capital replenishment, refinancing
Commission	1.5% of the guarantee amount, paid in a lump sum, no later than the date of signing the guarantee obligation, and annually until the expiration of the guarantee obligation from the remaining amount of the issued guarantee.
Counter Obligations	For investment projects - an increase in taxes and jobs by 10% after 2 financial years from the date of the lender's decision.
Application Review Period	No more than 2 working days

Lenders under Guarantee Funds

Second-tier banks, leasing companies, subsidiaries of the national managing holding, national company implementing state policy in the grain industry, and other legal entities.

Guarantee Recipients Cannot Be:

Engaged in the production of excisable goods/products, except for projects involving the production of motor vehicles and alcohol-containing products for medical use (excluding balms) registered in accordance with the legislation of the Republic of Kazakhstan as medicinal products;
Planning to implement a project in the mining industry without further processing of the extracted materials, including projects at the stage of geological exploration and quarry development, except for projects related to the development of gravel and sand quarries;
Whose fifty percent or more of shares (participation interests in the authorized capital) are directly or indirectly owned by the state, a national management holding, a national holding, or a national company;
Projects implemented in the types of activities specified in paragraph 4 of Article 24 of the Code, except for the types of activities specified in subparagraphs 3) and 11) of paragraph 4 of Article 24 of the Code;
Who have ceased or suspended operations as a subject of private entrepreneurship;
Who are persons related to creditors by special relationships in accordance with the legislation of the Republic of Kazakhstan;
Who are persons related to a bank by special relationships in accordance with the Law of the Republic of Kazakhstan "On Banks and Banking Activities".

List of priority types of economic activity

OKED code	Title
Agriculture, forestry and fisheries
01	Crop and livestock production, hunting and provision of related services, with the exception of 01.11 "Growing of cereals (except rice), legumes and oilseeds"
03	Fisheries and fish farming
Mining and quarrying
12/08/1	Gravel and sand quarrying
09	Provision of services in the mining industry
Manufacturing
10	Food production
11.06	Malt production
11.07	Production of soft drinks, mineral waters and other bottled waters
13	Textile production
14	Manufacture of clothing
15	Manufacture of leather and related products
16	Manufacture of wood and cork products, except furniture; production of straw products and weaving materials
17	Production of paper and paper products
18	Printing activities and reproduction of recorded information carriers
20	Production of chemical industry products
21	Production of basic pharmaceuticals and pharmaceutical preparations
22	Production of rubber and plastic products
23	Production of other non-metallic mineral products
24	Metallurgy production*
25	Manufacture of finished metal products, except machinery and equipment
26	Manufacture of computers, electronic and optical equipment
27	Manufacture of electrical equipment
28	Manufacture of machinery and equipment not included in other groups
29	Production of motor vehicles, trailers and semi-trailers
30	Production of other transport vehicles
31	Production of furniture
32	Production of other finished goods
33	Repair and installation of machinery and equipment
Electricity, gas, steam, hot water and air conditioning supply
11/35/2	Hydroelectric power generation
11/35/4	Wind power generation
35.11.5	Electricity production by solar power plants
35.11.9	Electricity production by other power plants
Water supply; sanitation; waste collection, treatment and disposal, pollution control activities
38	Waste collection, treatment and disposal; recycling (recovery) of materials
39	Pollution control activities and other waste disposal services
Wholesale and retail trade; repair of motor vehicles and motorcycles
45.2	Maintenance and repair of motor vehicles
Transport and warehousing
49.3	Other passenger land transport activities**
49.41	Freight road transport activities
50	Water transport activities
52	Cargo warehousing and auxiliary transport activities
53	Postal and courier activities
Provision of accommodation and food services
55.10	Provision of hotels and similar accommodation facilities
55.20	Provision of weekend and other short-term accommodation***
55.30	Provision of campsites, caravan parks and trailer parks for accommodation
Information and Communication
58	Publishing
59.14	Movie Showing Activities
61	Telecommunications
62	Computer programming, consulting and other related services
Real estate transactions
68.20.8	Lease (sublease) and management of own or leased warehouse premises ****
Professional, scientific and technical activities
69.2	Activities in the field of accounting and auditing; tax consulting
71	Activities in the field of architecture, engineering surveys, technical testing and analysis
72	Scientific research and development
74	Other professional, scientificnal and technical activities
75	Veterinary activities
Education
85	Education
Health care and social services
86	Healthcare activities
87	Social services activities with accommodation
88	Social services activities without accommodation
Arts, entertainment and recreation
91	Activities of libraries, archives, museums and other activities in the field of culture
93	Activities in the field of sports, organization of recreation and entertainment*****
Provision of other types of services
95	Repair of computers, personal items and household goods
96.01	Washing and (dry) cleaning of textile and fur products

* except for the production of cast iron, steel and ferroalloys (code of the general classifier of types of economic activity (hereinafter - OKED) "24.10"), processing of nuclear fuel (code OKED "24.46"), cast iron casting (code OKED "24.51"), steel casting (code OKED "24.52");

** except for activities under OKED code 49.32 "Taxi activities" (except for "green" projects and projects aimed at purchasing domestically produced passenger cars worth no more than 10 (ten) million tenge per 1 (one) unit);

*** except for apartments, flats and residential buildings;

**** this OKED provides for the lease of warehouse premises and warehouse sites;

***** except for discos and karaoke.

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