TERMS

Guarantee size

up to 85% of the loan amount

Loan term

no more than the loan term

Maximum amount

no more than 3 billion tenge

Purpose of loan

investments; replenishment of working capital

Program participants

Program benefits

Support

Assistance from our recruitment managers in preparing documents

Convenience

Apply for a guarantee online without leaving at home

Speed

The shortest time for consideration of applications from entrepreneurs by the Damu Fund

Reliability

They trust us. Over 62,000 entrepreneurial projects guaranteed

Guarantee conditions:
Loan amount	For existing domestic trade entities: - projects in cities of regional significance - no more than 3 billion tenge; - projects in single-industry and small towns, rural settlements - no more than 1.5 billion tenge For beginning domestic trade entities: no more than 360 million tenge
Guarantee period	no more than the loan term
Guarantee amount	for existing domestic trade entities: - no more than 1.5 billion tenge up to 50% of the loan amount For beginning domestic trade entities: - no more than 306 million tenge up to 85% of the loan amount⁠
Domestic trade entity	individuals or legal entities engaged in domestic trade in accordance with the Law of the Republic of Kazakhstan "On Regulation of Trade Activities"
Special conditions	Subsidies and guarantees do not apply to: - shopping and entertainment centers (SEC); - for projects implemented in the capital and cities of national significance Refinancing - not provided
Counter obligations	for investment projects - a 10% tax increase after 2 financial years from the date of provision of state support measures

In cities of regional significance:

- OKED 46.90.3 "Wholesale trade of a wide range of goods without any specification in retail facilities with a sales area of more than 2,000 sq. m. (2,000 sq. m. and above), including wholesale distribution centers";

- OKED 47.11 "Retail trade in non-specialized stores primarily of food products, beverages and tobacco products";

- OKED 47.19 "Other retail trade in non-specialized stores";

- OKED 47.91.0 "Retail trade by ordering goods by mail or via the Internet";

- OKED 68.20.3 "Rent (sublease) and management of own or leased retail market";

- OKED 68.20.4 "Rent and management of own retail real estate and multifunctional complexes in retail activities", with the exception of shopping and entertainment centers;

- OKED 68.20.5 "Rent (sublease) and management of leased retail real estate and leased multifunctional complexes in trade activities", with the exception of shopping and entertainment centers

In single- and small towns, rural settlements:

- OKED 46 "Wholesale trade, with the exception of trade in automobiles and motorcycles";

- OKED 47 "Retail trade, with the exception of trade in automobiles and motorcycles";