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Programs

Unified Integrated Programme

Subsidy amount

final rate per borrower up to 7*

Term

up to 5 years

Subsidizing the remuneration rate for financing export transactions under insurance of Export Insurance Company “KazakhExport” JSC

Subsidy amount

depends on the financing currency*

Term

no more than 15 years*

Support for domestic trade entities

Subsidy amount

10,25%

Term

no more than 5 years


Unified Integrated Programme

Guarantee amount

up to 85% of the loan amount

Term

not more than the loan term

Damu Optima

Guarantee amount

up to 50% of loan amount

Term

NOT LONGER THAN LOAN TERM

Support for domestic trade entities

Guarantee amount

up to 85% of the loan amount

Term

no more than the loan term

Guaranteeing projects in the agro-industrial complex

Guarantee amount

up to 85% of the loan amount

Term

no more than the loan term



Umit

Interest rate

16,5%

TERM

up to 7 years

Damu Factoring

Factoring for micro, small and medium businesses

Interest rate

no more than 27.5%*

TERM

no more than 3 years

Damu - Regions

Loans for business with possibility of subsidies of loans

Interest rate

up to 14%

TERM

up to 7 years

Damu - Leasing

Leasing for your business

Interest rate

up to 19,5%

TERM

up to 7 years

Damu Ondiris(3 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

TERM

up to 10 years

Damu Ondiris(2 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

TERM

up to 10 years

Damu Ondiris(1 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

TERM

up to 10 years

Damu - Micro

Loans for SME through microfinance organizations

Interest rate

not more than 25%

TERM

up to 7 years

Mass entrepreneurship

Program of productive employment and mass entrepreneurship

Interest rate

up to 6%

TERM

up to 5 years


ISLAMIC FINANCE

Interest rate

not more than 17,5%

Term

ESTABLISHED BY PARTNER


The course of the "Modern entrepreneur"

PURPOSE

mastering digital business management skills

TERM

until december 2024