Close
up to 5 years
8000 MCI (Nur-Sultan, Almaty, Aktau, Atyrau, Shymkent); 6500 MCI other cities;
up to 6%
Purchase of fixed assets; Replenishment of working capital
Calculations preliminary. Contact with partners managers for a schedule for the payment.
Our managers will help you prepare your documents.
Apply for subsidy online from anywhere.
The Fund will consider your application in a short period.
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| Participants |
Participants may be
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| Loan amount | up to 8 thousand MCI in the cities of Nur-Sultan, Almaty, Shymkent, Aktau, Atyrau up to 6.5 thousand MCI in cities, single-industry towns (except for the cities of Nur-Sultan, Almaty, Shymkent, Aktau, Atyrau) | ||||||||
| Loan rate | No more than 6% per annum | ||||||||
| Maximum loan term |
1) For investment - up to 5 (five) years; 2) For replenishment of working capital - up to 3 (three) years |
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| Training |
Loans for End borrowers to open microbusinesses are issued after the defense of business projects within the framework of the Bastau Business project or upon the availability of a certificate of completion of training courses in the basics of entrepreneurship within the framework of other programs during the last 24 months from the date of receipt of the certificate preceding the date of application for the Loan.
Participants of the Program who have received a certificate of completion of training (for those admitted to the stage of business plan protection) in the Bastau Business project have priority rights to receive loans |
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| Grace period for repayment of the principal debt and interest |
No more than one third of the duration of the microcredit term, as decided by the STB/MFI |
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| Allowed |
Repeated lending is allowed at the expense of funds returned to end borrowers for previously issued credit resources |
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| Financing for the following purposes is prohibited |
Financing is prohibited
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| Special conditions *** |
An entrepreneur can use the Guarantee under the program. 1) Aspiring entrepreneur up to 85% - 8,000 MCI; 2) Existing entrepreneur up to 50% - 8,000 MCI; |
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| Microloans are not provided to Program participants | 1) the founders (including participants, shareholders) of which are state-owned enterprises/institutions, national management holdings, national companies and organizations, fifty or more percent of shares (interests in the authorized capital) of which directly or indirectly belong to the state, national management holding, national holding, national company (except for a social and entrepreneurial corporation, as well as entrepreneurs established under a public-private partnership agreement), as well as non-profit organizations; | ||||||||
| 2) not complying with the terms of the Program and Rules | |||||||||
| 3) Having tax arrears. Arrears on mandatory pension contributions noses, mandatory professional pension contributions and social and social deductions to the budget. (the absence of this certificate is confirmed by the one issued no later than 30 (thirty) calendar days before the date of submission of the application by the Program participant for financing) | |||||||||
| 4) Implementing projects involving the production or supply of weapons (including components for the production of weapons), narcotic substances or other property withdrawn from civil circulation; | |||||||||
| 5) Implementing projects involving activities related to terrorist and any other activities prohibited by the legislation of the Republic of Kazakhstan; | |||||||||
| 6) Implementing projects related to the gambling business; | |||||||||
| 7) Carrying out the production and wholesale distribution of excisable goods or products, with the exception of projects involving the production of motor vehicles and the production of wine from grapes of their own production | |||||||||
| 8) Carrying out their activities in the mining industry, with the exception of projects for the development of gravel and sand quarries; | |||||||||
| 9) Implementing projects in the metallurgical industry, which are included in the list of large taxpayers subject to monitoring, in accordance with the Decree of the Government of the Republic of Kazakhstan dated December 29, 2016 No. 918 | |||||||||
| 10) being subjects of medium or large entrepreneurship in accordance with the legislation of the Republic of Kazakhstan; | |||||||||
| Financing for the following purposes is prohibited |
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| Additional conditions |
1) not to finance several affiliated participants of the Program for the implementation of one project for a total amount exceeding 8,000 MCI. One project is considered to be a combination of two or more projects corresponding to simultaneously all of the following criteria: - the project is implemented on the territory of one facility; - the project is implemented within the framework of one subclass of the general classifier of types of economic activity (hereinafter - OKED); - there are financial flows between the Program participants implementing one project; |
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2) the Program participants do not register the property/assets acquired using the loan/microloan funds in the name of third parties, and do not construct a facility on a land plot owned by third parties, except in cases of construction on a land plot owned by the state; |
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3) in the event of termination by a Program participant of a transaction for the purchase and sale of a long-term asset or alienation of a long-term asset acquired using the loan/microloan funds, the Program participant notifies the creditor in writing within 3 business days after such termination/alienation. This condition is fixed in the relevant loan/microloan agreement. The creditor shall send a corresponding notification to the microcredit organization within 3 business days from the date of receipt of such notification from the Program participant. In the event that a written request is sent by the microcredit organization, the creditor and/or the Program participant shall repay the loan/microloan ahead of schedule in the manner and within the timeframes specified in the requirements of the microcredit organization; |
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4) The Program participants shall use the microloan or parts thereof for its intended purpose within 6 months from the date of financing, unless another period for the acquisition of goods and/or works and/or services is provided for by the relevant agreement concluded between the Program participant and the counterparty; |
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5) loans/microloans are not issued to start-up entrepreneurs for the implementation of projects in the OKED economic sectors corresponding to the activities of existing affiliated entrepreneurs (at the OKED class level). Other terms of financing of the Program participants are determined by the decision of the authorized body of the creditor. |
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No industry restrictions