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Programs

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Fund Guarantees

Unified Integrated Programme

Guarantee amount

up to 85% of the loan amount

Term

not more than the loan term

Damu Optima

Guarantee amount

up to 50% of loan amount

Term

NOT LONGER THAN LOAN TERM

GUARANTEEING ENERGY EFFICIENCY PROJECTS

Guarantee amount

up to 85% of the loan amount

Term

no more than the loan term

Guaranteeing projects in the agro-industrial complex

Guarantee amount

up to 85% of the loan amount

Term

no more than the loan term


Fund Subsidies

Unified Integrated Programme

Subsidy amount

final rate per borrower up to 7*

Term

up to 5 years

Subsidizing the remuneration rate for financing export transactions under insurance of Export Insurance Company “KazakhExport” JSC

Subsidy amount

depends on the financing currency*

Term

no more than 15 years*

DECREASE OF INVESTMENTS RISKS TO RENEWABLE ENERGY RESOURCES

Subsidy amount

no more than 35% of the amount of the initial loan/microloan/financial leasing, but no more than 112,5tenge to reduce the principal amount of the loan

Term

no more than 150 calendar days

Региональные программы


Loan programs

Umit

Interest rate

16,5%

Term

up to 7 years

Damu Factoring

Factoring for micro, small and medium businesses

Interest rate

no more than 27.5%*

Term

no more than 3 years

Damu - Regions

Loans for business with possibility of subsidies of loans

Interest rate

up to 14%

Term

up to 7 years

Damu - Leasing

Leasing for your business

Interest rate

up to 19,5%

Term

up to 7 years

Damu Ondiris(3 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

Term

up to 10 years

Damu Ondiris(2 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

Term

up to 10 years

Damu Ondiris(1 instalment)

Loans for entrepreneurs in processing industries

Interest rate

up to 6%

Term

up to 10 years

Damu - Micro

Loans for SME through microfinance organizations

Interest rate

not more than 25%

Term

up to 7 years

Mass entrepreneurship

Program of productive employment and mass entrepreneurship

Interest rate

up to 6%

Term

up to 5 years


Islamic finance

Interest rate

not more than 17,5%

Term

ESTABLISHED BY PARTNER


social entrepreneurship

Support for micro and small businesses’

Subsidy amount

base rate of the National Bank of the Republic of Kazakhstan + 7%, where 5% is paid by the entrepreneur

Guarantee amount

not more than 85% of the loan amount

Support for entrepreneurs/ subjects of industrial and innovative activities

Subsidy amount

Abase rate of the National Bank of the Republic of Kazakhstan + 5%, where 5% is paid by the entrepreneur

Guarantee amount

Amount of guarantees is not more than 85% of the loan amount


Trainings

The course of the "Modern entrepreneur"

Cost

Term

until december 2024